Starting Late? How to afford a dream retirement!

In a recent article by 2 of my mentors, they shared an article by none other than Robert Kiyosaki. I am taking the liberty of sharing it with all my readers too.

How To Afford A Dream Retirement, Even If Starting Late

“Listen Up…

A lot of people who read my books and come to my seminars are Baby Boomers.

Not surprisingly, retirement is on their mind

Experts say that to have a livable retirement, people should set themselves up to receive 75%-85% of their pre-retirement income

But there’s a problem: most people are headed for a retirement where they won’t meet that standard

Depending on the study, the stats go from worrisome to downright terrifying, with some saying that a quarter of Americans have zero – zip – nada put aside for retirement

Maybe they think Social Security will take care of them? That idea would be laughable if it weren’t so sad. Social Security benefits will not even cover basic living expenses for most people

Plus, why would anyone want to live life in a lower standard? I don’t want to lower my lifestyle just because I’ve retired!!!

So what should a person who’s a Boomer or Gen X’er do if they’re in this situation?

Is it too late?

The good news is, the answer is no

But they have to implement some smart strategies starting now

Here’s what I would do

Start a business

Wait, start a business at MY age?”

Okay, hear me out

I’m not talking about opening up some brick-and-mortar store that takes a ton of money and 18-hour days

Today a person can become an ONLINE ENTREPRENEUR at any age, and make an amazing income

It’s not too late for a dream retirement”

Robert Kiyosaki

I’m a Baby Boomer and so are some of my mentors.   
I look forward to working with you and helping you become an online entrepreneur …
Let me invite you to join our community of amazing people across the world, learn how to build a solid income online and create your own financial freedom …
To your success

Who Am I …
I’m a former Registered Nurse, Clinical Trainer and university lecturer of a certain age (65+).  I enjoy walking, photography, reading and writing and am a Christian in walk and talk!  I enjoy helping others become computer and internet literate and also work towards being successful online with regard to starting their own business, as well as asset management and cryptocurrency investment and training.   Although I reach out to all, I have a special interest in helping those in the 40 – 85+ age bracket so that they can gain the sense of achievement and enable them to work towards gaining or improving their retirement package and lifestyle.  I am here to help you no matter what your age is or your level of experience.

This Doesn’t Work for Me!

“This doesn’t work for me!”

Have you found yourself saying or thinking this?

Perhaps you started a new program or a new online business or bought into an online “business in a box” and you’ve come to the point where you are saying this … “it doesn’t work for me!”

Don’t Quit … please read on … very important …

A friend and mentor shared this just recently – it is one of the most honest and down to earth posts from a friend about to quit

There is no doubt It will resonate with many people out there and if you recognise yourself in it (we all can) or you know someone who would benefit from reading it please share it.
“It seems like it is all there, the dream system, everything you need, right?

So I did some digging to figure out what was missing, that one missing ingredient that caused this massive failure…..and I finally found it.

Its ME! Yep Me!”

For a whole year this person hadn’t done a thing. No solo ads.  No FaceBook ads.  No email follow up… Nothing, zilch, zero… they were a complete lump on a log, did nothing yet hoped for the best.

“You see there is nothing wrong with this system, the only thing wrong is me.

If you have been struggling with this system, or any system for that matter, then the problem is likely you too.

The thing that is missing is MY ACTION.

No Action = No Results. Duh.

It wasn’t the system’s fault, it was my fault. You see all these other people making sales, doing great, but others not so much. Well I will put money on it that they also took none to very little action. Now I am not saying action would have made me a millionaire over night, but I would have been closer than I am today.

So why didn’t I take any action? Well I told myself all sort of things:    
I’m a slave to analysis paralysis, family issues, busy at work, focusing on eCom, no… CPA, no… bitcoin, no… MLM, no.. red-headed chihuahua breeder, no… 2-ring circus promoter…… so many excuses, so scattered, always chasing the shiny object.

Yeah this is what I told myself, but then I dug even deeper ‘cause all that is just excuses. what was the real reason I didn’t take any action?

In reality I have been buying my way through the internet looking for the so-called holy grail for several years. I have spent way more than I want to admit, maybe more than I did for my bachelors and two masters degrees combined. Opportunity after opportunity, training after training, tool after tool. Yet before the ink was dry on the payment I was looking for the next.

Why? Why would I spend tens upon tens of thousands of dollars on all these but not run some simple ads? Good question, i wish there was a Shiny Object Buyers Anonymous support group, … maybe I will start one. But I needed deep introspection, so I dug deeper…..

And I think I finally found it. Ta Da!!!!

Quite simple actually – I was riding high on hope, and protecting myself from failure.

But it isn’t quite what you are thinking. I wasn’t afraid of failure itself, but what failure meant for my dreams. You see I am an eternal optimist, I always believe things will work out in the end, I am a dreamer and see hope in my life and the world. So if I am to actually execute on these systems and trainings, and it doesn’t work, it isn’t just that it didn’t work, but it means my dreams are crushed. And there is nothing worse to an eternal optimist than crushed dreams. So I was buying on the hope that the systems and products promised, but not executing to prevent the hope from being extinguished. This was ever so evident in the fact that I bought a grand worth of solo ads, but never actually sent them. How stupid is that? I got to the point of buying hope of a great solo, but didn’t send anything for fear of it being a dream crusher.

I know it sounds stupid, it is a sickness really. But as they say in every 12 step program the first step is acknowledgement. Now that I really understand and have acknowledged the problem, I can take steps to fix it.

So I am turning off almost all emails, leaving tons of FB groups, focusing on taking action on all the systems and tools in my arsenal. Any new ideas will be tabled, until current projects are fulfilled. I will be reaching out on those solos I bought to send them to our promotions.

In conclusion. I re-state my first Statement.

The System doesn’t work for me! Because I don’t work the System.

Systems don’t fail, people do, and I did. If you are struggling look in the mirror before you blame the system”

I am sure many of you out there can identify with the story above.   I certainly can.   If we are honest, we all can in one or other way.

So, today I urge you to take constructive and positive action to achieve the dream you have.  You can do it!

Reach out to me any further questions.

To your success

 

Work with Day Ashton

Dailene Ashton (aka Day Ashton)

Email: getworkingwithday@gmail.com
Skype: dayashton1
Connect with me on:
Facebook: https://www.facebook.com/DaileneAshton/
Twitter: https://twitter.com/Onlineprofits4Y

(with thanks to Chris & Susan Beesley for sharing the original post)

Have you given up on ever having a great retirement?

Are you also a Baby Boomer?  Someone born post World War 2 up to about 1964 (approximately)?
If so, then you may have given up on the prospect of ever having a great retirement (if retiring at all!!)

Although as a group, baby boomers may have been some of the wealthiest, most active, and most physically fit of generations up to that era, and were possibly amongst those to grow up genuinely expecting and believing that the world would improve with time, things didn’t quite happen that way.   Yes, there were some who had great levels of income and most were able to reap the benefits of great choices of food, clothing and housing.   Many were also able to access excellent retirement programs.

But …  the world has changed and sadly in most cases not for the better, with income and expenditure ratios widening negatively day by day.   Many baby boomers have given up on ever having a great retirement.   In fact, some started and are now ending their lives in 2 of the most depressing economies the world has ever seen.

The reality is this … Almost a quarter of all boomers said they had difficulty paying their mortgage or rent in the past 12 months, and a growing number are putting off retirement.

Only 27 percent of baby boomers are confident they will be able to retire comfortably, and over 60 percent don’t have ANYTHING saved at all.

Many boomers are probably realizing they may have to work all the way to the end.

So is it too late for baby boomers to get wealthy?

Absolutely not!

That’s why 2 baby boomers I know personally (they are friends and mentors of mine) are on a mission to help others just like them and they have been developing a new system called the “Ultimate Retirement Breakthrough.”

Right now, you can see a complimentary new video that can show you how to “build the life you love!”

They’ll be sharing more financial tips and strategies over the next couple weeks on how you can dramatically increase your income, and really “Retire” in 12-24 months, starting from scratch.

There is no experience required! Anyone can do this. But there are limited spots. So I highly encourage you to click the link below, right now!

CLICK HERE to find out more about this

I personally know only too well about the struggle.  I’ve experienced it and I just wish I had taken action sooner.   BUT, the good news is that it is not too late to make a change.   It is never too late to set a new goal and to dream dreams.

Please feel free to contact me personally at any time.  I’m here to help.

Day

DAILENE ASHTON (aka DAY ASHTON)
Email: getworkingwithday@gmail.com
Skype:  dayashton1

 

What strategy are you using to make money?

Having recently gone through a situation where an income stream I had (and heavily relied on!) was suddenly cut off and it may be some time before it can be restored, the importance of having more than one source of income became very real!
The other day I received an email from friends and mentors of mine who shared a very valuable article which had been written by a good friend of theirs.  This person had been fortunate enough to be mentored by Bob Proctor (The Secret) and shared what Bob had taught him.
This is gold dust … take the time to read …
 
M1 involves trading our time for money.    This is actually what approximately 95 to 96 percent of the population does. This has an inherent problem called “saturation”.

You will eventually run out of time.  Just think about it. You only have so much time and if you are trading your time for money, there will obviously be a ceiling as to what you can earn.  High paid occupationsprofessionals such as doctors, are finally realizing that today. The doctor has to spend more time to earn less money.  So does a laborer.  So does an accountant. So does a lawyer …. chargeable hours are the most important words in a lawyer’s vocabulary. It is the ‘M1’ strategy schools teach us and that we, in most instances, observed our parents’ follow.

Becoming wealthy using the ‘M1’ strategy, comes at the expense of a life. People compromise on the car they drive, the home that they live in, the vacations they take, the schooling they give their children, the clothes they wear.  Why?  Because they need the money to live.

M2 is an excellent strategy.  It involves investing money to earn money. Those who indeed understand it, know that ‘leverage’ is a great way to work the ‘M2’ strategy.  But sadly only three people out of 100 (3%), truly understand it, and some of those aren’t very good at it.

M3 is our favourite.  It is without question, the strategy that wealthy people have always used.  It’s a strategy of ‘leverage’.  Only about 1% of the population uses this strategy, but guess what?   … They earn around 96 percent of all the money that is earned.

So what is ‘M3’?    M3 is multiplying your time through the efforts of others.   This is done by setting up MSI’s (Multiple Sources of Income).

Now, this is what I am now using to build my business – something I admit I should have done from the start.    As an affiliate marketer one can start and steadily build your business too.  This is what I am training and helping others to do.   Once you get to understanding it and applying it, it will work.

I work with partner programs that encourage this method.
Yes, it was a long and very painful learning curve for me and that is why I am determined to help others move in the right direction.
One needs to find what the right thing is for you because a program that works for one may not work for someone else, and therefore not a good idea to push everyone towards one program only.
I’d like to offer an invitation.   If you feel you would like some help in deciding where to start, what the best possible options are for you, please get back to me via FaceBook Chat, Skype call, eMail or text message.   The choice is yours.
(I would offer that you call me
by phone as well but I have a little problem
with my hearing on the phone 🙂 …
getting older see!)

 

Or you are welcome to find our trusted partners whom I recommend and promote below.

Day 

Dailene Ashton (aka Day Ashton)
Internet Marketer & Coach
Email: getworkingwithday@gmail.com
Text:   +44 7795203791
Skype: dayashton1
FaceBook: https://www.facebook.com/day.ashton.freelancewriter4you
 

Here to make Positive Changes for the Future

MyLeadSystemProMastery     – This is an excellent system – Educational & Affiliate programme
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