Starting Late? How to afford a dream retirement!

In a recent article by 2 of my mentors, they shared an article by none other than Robert Kiyosaki. I am taking the liberty of sharing it with all my readers too.

How To Afford A Dream Retirement, Even If Starting Late

“Listen Up…

A lot of people who read my books and come to my seminars are Baby Boomers.

Not surprisingly, retirement is on their mind

Experts say that to have a livable retirement, people should set themselves up to receive 75%-85% of their pre-retirement income

But there’s a problem: most people are headed for a retirement where they won’t meet that standard

Depending on the study, the stats go from worrisome to downright terrifying, with some saying that a quarter of Americans have zero – zip – nada put aside for retirement

Maybe they think Social Security will take care of them? That idea would be laughable if it weren’t so sad. Social Security benefits will not even cover basic living expenses for most people

Plus, why would anyone want to live life in a lower standard? I don’t want to lower my lifestyle just because I’ve retired!!!

So what should a person who’s a Boomer or Gen X’er do if they’re in this situation?

Is it too late?

The good news is, the answer is no

But they have to implement some smart strategies starting now

Here’s what I would do

Start a business

Wait, start a business at MY age?”

Okay, hear me out

I’m not talking about opening up some brick-and-mortar store that takes a ton of money and 18-hour days

Today a person can become an ONLINE ENTREPRENEUR at any age, and make an amazing income

It’s not too late for a dream retirement”

Robert Kiyosaki

I’m a Baby Boomer and so are some of my mentors.   
I look forward to working with you and helping you become an online entrepreneur …
Let me invite you to join our community of amazing people across the world, learn how to build a solid income online and create your own financial freedom …
To your success

Who Am I …
I’m a former Registered Nurse, Clinical Trainer and university lecturer of a certain age (65+).  I enjoy walking, photography, reading and writing and am a Christian in walk and talk!  I enjoy helping others become computer and internet literate and also work towards being successful online with regard to starting their own business, as well as asset management and cryptocurrency investment and training.   Although I reach out to all, I have a special interest in helping those in the 40 – 85+ age bracket so that they can gain the sense of achievement and enable them to work towards gaining or improving their retirement package and lifestyle.  I am here to help you no matter what your age is or your level of experience.

Have you given up on ever having a great retirement?

Are you also a Baby Boomer?  Someone born post World War 2 up to about 1964 (approximately)?
If so, then you may have given up on the prospect of ever having a great retirement (if retiring at all!!)

Although as a group, baby boomers may have been some of the wealthiest, most active, and most physically fit of generations up to that era, and were possibly amongst those to grow up genuinely expecting and believing that the world would improve with time, things didn’t quite happen that way.   Yes, there were some who had great levels of income and most were able to reap the benefits of great choices of food, clothing and housing.   Many were also able to access excellent retirement programs.

But …  the world has changed and sadly in most cases not for the better, with income and expenditure ratios widening negatively day by day.   Many baby boomers have given up on ever having a great retirement.   In fact, some started and are now ending their lives in 2 of the most depressing economies the world has ever seen.

The reality is this … Almost a quarter of all boomers said they had difficulty paying their mortgage or rent in the past 12 months, and a growing number are putting off retirement.

Only 27 percent of baby boomers are confident they will be able to retire comfortably, and over 60 percent don’t have ANYTHING saved at all.

Many boomers are probably realizing they may have to work all the way to the end.

So is it too late for baby boomers to get wealthy?

Absolutely not!

That’s why 2 baby boomers I know personally (they are friends and mentors of mine) are on a mission to help others just like them and they have been developing a new system called the “Ultimate Retirement Breakthrough.”

Right now, you can see a complimentary new video that can show you how to “build the life you love!”

They’ll be sharing more financial tips and strategies over the next couple weeks on how you can dramatically increase your income, and really “Retire” in 12-24 months, starting from scratch.

There is no experience required! Anyone can do this. But there are limited spots. So I highly encourage you to click the link below, right now!

CLICK HERE to find out more about this

I personally know only too well about the struggle.  I’ve experienced it and I just wish I had taken action sooner.   BUT, the good news is that it is not too late to make a change.   It is never too late to set a new goal and to dream dreams.

Please feel free to contact me personally at any time.  I’m here to help.

Day

DAILENE ASHTON (aka DAY ASHTON)
Email: getworkingwithday@gmail.com
Skype:  dayashton1

 

What strategy are you using to make money?

Having recently gone through a situation where an income stream I had (and heavily relied on!) was suddenly cut off and it may be some time before it can be restored, the importance of having more than one source of income became very real!
The other day I received an email from friends and mentors of mine who shared a very valuable article which had been written by a good friend of theirs.  This person had been fortunate enough to be mentored by Bob Proctor (The Secret) and shared what Bob had taught him.
This is gold dust … take the time to read …
 
M1 involves trading our time for money.    This is actually what approximately 95 to 96 percent of the population does. This has an inherent problem called “saturation”.

You will eventually run out of time.  Just think about it. You only have so much time and if you are trading your time for money, there will obviously be a ceiling as to what you can earn.  High paid occupationsprofessionals such as doctors, are finally realizing that today. The doctor has to spend more time to earn less money.  So does a laborer.  So does an accountant. So does a lawyer …. chargeable hours are the most important words in a lawyer’s vocabulary. It is the ‘M1’ strategy schools teach us and that we, in most instances, observed our parents’ follow.

Becoming wealthy using the ‘M1’ strategy, comes at the expense of a life. People compromise on the car they drive, the home that they live in, the vacations they take, the schooling they give their children, the clothes they wear.  Why?  Because they need the money to live.

M2 is an excellent strategy.  It involves investing money to earn money. Those who indeed understand it, know that ‘leverage’ is a great way to work the ‘M2’ strategy.  But sadly only three people out of 100 (3%), truly understand it, and some of those aren’t very good at it.

M3 is our favourite.  It is without question, the strategy that wealthy people have always used.  It’s a strategy of ‘leverage’.  Only about 1% of the population uses this strategy, but guess what?   … They earn around 96 percent of all the money that is earned.

So what is ‘M3’?    M3 is multiplying your time through the efforts of others.   This is done by setting up MSI’s (Multiple Sources of Income).

Now, this is what I am now using to build my business – something I admit I should have done from the start.    As an affiliate marketer one can start and steadily build your business too.  This is what I am training and helping others to do.   Once you get to understanding it and applying it, it will work.

I work with partner programs that encourage this method.
Yes, it was a long and very painful learning curve for me and that is why I am determined to help others move in the right direction.
One needs to find what the right thing is for you because a program that works for one may not work for someone else, and therefore not a good idea to push everyone towards one program only.
I’d like to offer an invitation.   If you feel you would like some help in deciding where to start, what the best possible options are for you, please get back to me via FaceBook Chat, Skype call, eMail or text message.   The choice is yours.
(I would offer that you call me
by phone as well but I have a little problem
with my hearing on the phone 🙂 …
getting older see!)

 

Or you are welcome to find our trusted partners whom I recommend and promote below.

Day 

Dailene Ashton (aka Day Ashton)
Internet Marketer & Coach
Email: getworkingwithday@gmail.com
Text:   +44 7795203791
Skype: dayashton1
FaceBook: https://www.facebook.com/day.ashton.freelancewriter4you
 

Here to make Positive Changes for the Future

MyLeadSystemProMastery     – This is an excellent system – Educational & Affiliate programme
Advertising Platform that can earn you money  – A Business You Can Grow, Trust, And Be Proud Of!
Investing in Gold – Investment and Affiliate Options

IS INFLATION EATING AWAY YOUR SAVINGS AND PENSION … ?

Given the shaky global economic situation, there are 2 very important questions I would like you to consider…

  1. Do you think that $100 or £100 or 100 of whatever currency you use TODAY, will be able to buy the same amount of goods or services a year from now?
  2. Do you think it is possible that 1 gram of gold TODAY will have the same purchasing power in a year’s time?

Let us take a close look at the facts provided by the US Bureau of Labour Statistics as well as the Incrementum AG, Federal Reserve, St Louis, over a ten-year period.  Look closely at the buying power of $100,000 vs gold:

2005                                   2015
Currency                            $100,000                            $82,288   Buying Power
Gold                                   $100,000                            $237,583 Buying Power

Gold More than doubled its value and buying power, whilst currency shrank!

Think for a moment how currency devaluation will impact your savings, your pension, your investments.

And by the way, this trend is NOT going to stop … in fact leaders in investment and financial sectors are warning of an imminent financial crash … and it is not a case of “if” but rather “when” it is going to happen.   What is causing this?   Webster’s Dictionary states that “Inflation … is a steady rise in the level of prices related to an increased volume of available money and credit, resulting in a loss of value of currency”.

But how … what … why???

Alan Greenspan, chairman of the Federal Reserve (1987-2006), stated the following: “In the absence of the gold standard, there is no way to protect savings from confiscation of wealth. There is no safe store of value.”    Economist and father of Keynesian Economics, John Maynard Keynes, said: “By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens”.

Inflation … this is what it looks like in practical terms …

Basket comparison 2

 

What about this?

Look at the comparison between 1971 and now ...

In 1971 1 gm of gold could buy around 5 loaves of bread, whereas NOW it would be able to purchase around 20+ loaves.

Compare this  with the purchase pow
er of the US dollar.   In 1971 one would have been able to purchase about 4 loaves of bread with $1.   NOW …. the same amount of
money will buy you not even a half a loaf of bread.

People all over the world are getting worried about the economy. Who can blame them?

Given the global situation, one needs to ask oneself if there is a way to plan for the future.

Financially speaking, do you have a plan in place to protect not only yourself, but your loved ones too? Would you like to know how to protect any assets you have and/or to work towards building something for the future?

If you would like to know what you can do, what the options and possibilities are and how to do it, please FIND MORE INFORMATION HERE 

If, once you’ve seen more about this, and you are ready to take action
simply Click Here   (Make sure you see my name, Dailene Ashton)

We’re living in a very fast-changing world.   Get informed and learn how to protect yourself financially.
References: Karatbars International, US Bureau of Labor Statistics & others.

How I managed to retire without a full state pension

It has been just over a year since I last worked for an employer. Officially I retired from that job during February 2015 but due to illness at the time was not able to work beyond 26 December 2014.

How have I managed since then? I do not have a full pension due to moving to the UK late in life?

If it wasn’t for God’s provision of my online business started in 2014 part-time where I make money every single day, I do not know what would have happened. I now manage my own business and work from home.  My business has enabled me to withdraw money as and when I need it to supplement my pension.

If you would like to know more about this, I’d love to tell you about it. It is so simple to get started.   Send me a Private Message today OR follow this link