Starting Late? How to afford a dream retirement!

In a recent article by 2 of my mentors, they shared an article by none other than Robert Kiyosaki. I am taking the liberty of sharing it with all my readers too.

How To Afford A Dream Retirement, Even If Starting Late

“Listen Up…

A lot of people who read my books and come to my seminars are Baby Boomers.

Not surprisingly, retirement is on their mind

Experts say that to have a livable retirement, people should set themselves up to receive 75%-85% of their pre-retirement income

But there’s a problem: most people are headed for a retirement where they won’t meet that standard

Depending on the study, the stats go from worrisome to downright terrifying, with some saying that a quarter of Americans have zero – zip – nada put aside for retirement

Maybe they think Social Security will take care of them? That idea would be laughable if it weren’t so sad. Social Security benefits will not even cover basic living expenses for most people

Plus, why would anyone want to live life in a lower standard? I don’t want to lower my lifestyle just because I’ve retired!!!

So what should a person who’s a Boomer or Gen X’er do if they’re in this situation?

Is it too late?

The good news is, the answer is no

But they have to implement some smart strategies starting now

Here’s what I would do

Start a business

Wait, start a business at MY age?”

Okay, hear me out

I’m not talking about opening up some brick-and-mortar store that takes a ton of money and 18-hour days

Today a person can become an ONLINE ENTREPRENEUR at any age, and make an amazing income

It’s not too late for a dream retirement”

Robert Kiyosaki

I’m a Baby Boomer and so are some of my mentors.   
I look forward to working with you and helping you become an online entrepreneur …
Let me invite you to join our community of amazing people across the world, learn how to build a solid income online and create your own financial freedom …
To your success

Who Am I …
I’m a former Registered Nurse, Clinical Trainer and university lecturer of a certain age (65+).  I enjoy walking, photography, reading and writing and am a Christian in walk and talk!  I enjoy helping others become computer and internet literate and also work towards being successful online with regard to starting their own business, as well as asset management and cryptocurrency investment and training.   Although I reach out to all, I have a special interest in helping those in the 40 – 85+ age bracket so that they can gain the sense of achievement and enable them to work towards gaining or improving their retirement package and lifestyle.  I am here to help you no matter what your age is or your level of experience.

What does it take to be a success?

I recently read a quote which stated “Everyone wants to be successful until they see what it actually takes …”
For many the thought of any effort into building a business, making money, being successful is something they simply cannot entertain or accept.   They just want things to “happen”.   The truth is that without some structured effort, success will not come.   This applies in all areas of life.
Of course, there is another aspect to succeeding.   Some folk realize it is going to take effort/action but they cannot believe (even if they follow the blue print to success to the very letter) that it can work for them and they shoot themselves in the foot in the process.
Anyone who wants to succeed has got to be aware that it doesn’t “just happen”.   If one is buying a product, programme or starting a business or project, you also HAVE to condition yourself!   Get your mindset right.
I don’t know about you, but when I started out online some years ago now, there was always an element of doubt in my mind.   Would this really work for me?   In certain respects I could justify the doubt and because I had tried something in my very early days which didn’t work for me, I had this nagging doubt in my mind.  Even when I was succeeding and seeing progress, the element of doubt would always be creeping around in the back of my mind.
That is pretty normal.  If one is not seeing real results, the questions always remain.  Can I really succeed?
So when an email landed in my inbox this morning, sharing a brilliant short video, I had to share it with you too.
Find out “What it Really Takes to be Successful” by Tony Robbins

Using these principles can bring massive success.   So, why not grab yourself a cup of tea or coffee and a notebook and learn from one of the “Masters” of motivation and success.
If you would like further direction or 1-2-1 help getting started, simply email me and lets get on with it.
Day

Dailene Ashton (aka Day Ashton)

Email: getworkingwithday@gmail.com
Skype: dayashton1

Have you given up on ever having a great retirement?

Are you also a Baby Boomer?  Someone born post World War 2 up to about 1964 (approximately)?
If so, then you may have given up on the prospect of ever having a great retirement (if retiring at all!!)

Although as a group, baby boomers may have been some of the wealthiest, most active, and most physically fit of generations up to that era, and were possibly amongst those to grow up genuinely expecting and believing that the world would improve with time, things didn’t quite happen that way.   Yes, there were some who had great levels of income and most were able to reap the benefits of great choices of food, clothing and housing.   Many were also able to access excellent retirement programs.

But …  the world has changed and sadly in most cases not for the better, with income and expenditure ratios widening negatively day by day.   Many baby boomers have given up on ever having a great retirement.   In fact, some started and are now ending their lives in 2 of the most depressing economies the world has ever seen.

The reality is this … Almost a quarter of all boomers said they had difficulty paying their mortgage or rent in the past 12 months, and a growing number are putting off retirement.

Only 27 percent of baby boomers are confident they will be able to retire comfortably, and over 60 percent don’t have ANYTHING saved at all.

Many boomers are probably realizing they may have to work all the way to the end.

So is it too late for baby boomers to get wealthy?

Absolutely not!

That’s why 2 baby boomers I know personally (they are friends and mentors of mine) are on a mission to help others just like them and they have been developing a new system called the “Ultimate Retirement Breakthrough.”

Right now, you can see a complimentary new video that can show you how to “build the life you love!”

They’ll be sharing more financial tips and strategies over the next couple weeks on how you can dramatically increase your income, and really “Retire” in 12-24 months, starting from scratch.

There is no experience required! Anyone can do this. But there are limited spots. So I highly encourage you to click the link below, right now!

CLICK HERE to find out more about this

I personally know only too well about the struggle.  I’ve experienced it and I just wish I had taken action sooner.   BUT, the good news is that it is not too late to make a change.   It is never too late to set a new goal and to dream dreams.

Please feel free to contact me personally at any time.  I’m here to help.

Day

DAILENE ASHTON (aka DAY ASHTON)
Email: getworkingwithday@gmail.com
Skype:  dayashton1

 

3 Very Powerful Words …

Earlier today I posted the following in FaceBook

Tips to help you progress and succeed in your project or business:

  • be curious and find out as much as you can
  • have an insatiable appetite for learning and …
  • start putting things into action

Without taking action, all the curiosity and learning will not get you anywhere!

Lo and behold …

Later this morning I saw a post by friends and mentors of mine who had a similar message to share …

3 Powerful Words

  • Information
  • Inspiration
  • Implementation

Two of them can be provided by someone else but there is ONE you have to do yourself!

We were clearly on the same wavelength – how about you?

If you need further information about improving your financial situation, preparing for retirement or making money online, then please use the form on this site to contact me or email me at:
getworkingwithday@gmail.com and I will be pleased to help you further.

To your success

Day

Dailene Ashton (aka Day Ashton)
Skype: dayashton1

Tips for Entrepreneurial Success

Just this morning I read a brilliant article by Richard Branson (the famous English Business Magnate, Investor and Philanthropist), entitled “5 Skills and abilities successful entrepreneurs share” (1)

Richard Branson, who has been an entrepreneur for at least 50 years, highlights the fact that no two successful entrepreneurs are ever the same and it is that very fact which makes them successful.  In his long career he has met so many incredible leaders and has come to realize that these leaders and successful entrepreneurs share at least 5 distinct abilities and skills.

Here is a brief summary…

This is what they do …

They are not afraid to take calculated risks
RB states that the “luckiest people in business are those that are prepared to take the greatest risks”. As individuals we sometimes need to take a calculated risk in order to open doors that can lead to “change, progression and success”.

They learn from failure
It is important to remember that nobody gets everything right the first time round.   One does make mistakes.  The secret is to learn quickly and as successful entrepreneurs have done, don’t fear failure, simply learn from your mistake and move on!

They look at and see the bigger picture
Because RB put this so well, I will quote his own words.  “When we began Virgin, I didn’t see it as an end in itself, a noun; I saw it as the beginning of a whole range of services, an adjective.”   He then points out that successful entrepreneurs grab hold of an idea and let it “fly”!

They delegate very wisely
RB points out that in order for your business to succeed, it is vitally important to realize that one cannot do everything oneself.   If there is something that needs to be done and you are unable to do it or do it effectively, delegate it to someone who can.   This will help you achieve things quicker within that “bigger picture” of where you want your business to go.

They communicate effectively
RB believes that communication is the most important skill any entrepreneur could ever possess. Communication is a two-way thing.   It does not merely involve reading or speaking.  It involves understanding what is being said what is NOT being said!  Communication is that which enables one to learn, to grow and to progress!
So whether or not you are in a work from home business, an online business or a small to medium bricks and mortar business, the principles shared by Richard Branson can be applied one way or another.
If this has been helpful, subscribe to my blog (free) and get helpful tips and advice on a regular basis.
 
Have a great day
Day Ashton
Skype: dayashton1
(1)   https://www.virgin.com/richard-branson/5-skills-and-abilities-successful-entrepreneurs
 

The Psychology of High Achievers

As a follow-on from yesterday’s post, I am sharing this video with you

If you would like to discuss anything related to this or any other of my blog posts, be sure to make contact with me.  Be glad to be of assistance.   Use the comment box/contact form to contact me or see more details below.

Walt Disney gave some valuable advice:   “The way to get started is to quit talking and BEGIN DOING.”

Day Ashton

Email: getworkingwithday@gmail.com
Skype: dayashton1

 

Why is Mindset so Important?

Just recently two successful internet marketers and mentors known to me shared some valuable information which I want to share with you today.

The challenge that came and I pass on to you is … WHY IS MINDSET SO IMPORTANT?

Research has shown that the Psychology of Today’s High Achievers really has not changed much over the years.

There are 3 things that are potentially stopping you from being a high achiever:

  1. It is what you believe (your mindset/how you think).
  2. It is your ability to do things correctly (your skillset).
  3. It is what you do everyday, day by day (your habits).

So, for one to become successful in business and life in general, the most effective way, is to follow today’s high achievers.  Emulate them.  Follow them closely.  Get to know what makes them successful … understand their mindset, skillset and their habits.  By doing that you will get to understand why they are high achievers.

Just take a quick look at some well-known high achievers from the past and the present.

  • Arnold Schwarzenegger (The Terminator)
    He needs no introduction.   He had a few rules for success. There were two of his quotes I would like to share with you:  “The mind is the limit. As long as the mind can envision the fact that you can do something, you can do it, as long as you really believe 100 percent” and “Strength does not come from winning. Your struggles develop your strengths. When you go through hardships and decide not to surrender, that is strength”
  • Dwayne Johnson (The Rock).
    With only $7 in his pocket at age 23 he said he knew two things… “I’m broke … and one day I won’t be”.  He also said: “I like to use the hard times in the past to motivate me today”. His secret to success was to “Show up and outwork anyone”. “Be consistent …. Earn respect”.
  • Sir Richard Branson (Virgin Companies)
    “Enjoy what you’re doing. Be visible and standout. Create something you’re proud of”.
  • Oprah Winfrey. (The Queen of Media)
    “Surround yourself with only people who are going to lift you higher” Have a “Clear sense of purpose. Make excellence your goal. Empower those around you. Be thankful for what you have”.

There are so many others I could have shared with you, but …

zig-ziglarWhat do you think?

Do you think that we, the ordinary people, can learn from the psychology, the mindset of today’s high achievers?

I think so!

 

Make sure you subscribe to my blog to get more articles, tips and training like this.  Subscribe to my blog (top right-hand corner)

Day Ashton

Use Failure and Setbacks as Stepping Stones to Success

Abraham Lincoln once said that his great concern was not whether one has failed, but whether one is content with one’s failure.

Failure should not stop you on your road to success. Use “failures” as stepping stones to success. Failures are not the end product. They help one look for another way, a better way.

Perhaps it is that you need to invest in yourself and improve your skill sets. But don’t be content with failure. Take action. Move forward.

Abraham Lincoln’s well-known quote has much value:
“Give me 6 hours to chop down a tree and I’ll spend the first 4 hours sharpening the axe”.

Take the action needed but … once you’ve sharpened the axe, move forward.

What are ways you can “sharpen your axe”?

  • Define your “why” – see some examples
    Why do you want to start your internet business?
    Why do want to lose weight?
    Why do you need to earn extra money?
  • Take time to set yourself a realistic goal (but don’t underestimate yourself)
    Need help setting goals?   Take a look at my previous articles on goal setting
  • Write down a daily plan of action to work towards achieving your goal/s
    For example:
    – Spend time daily on Personal Development –  Always  be learning and growing
    Learn something new daily
    Put what you learn into practice
    – If you are building your online business, you need to network/connect with others.
  • Learn from and network with those people who have achieved what YOU want to achieve.

In future posts, I will be dealing with some of these points in more detail.

Any questions or comments are most welcome

abraham_lincoln_1

What strategy are you using to make money?

Having recently gone through a situation where an income stream I had (and heavily relied on!) was suddenly cut off and it may be some time before it can be restored, the importance of having more than one source of income became very real!
The other day I received an email from friends and mentors of mine who shared a very valuable article which had been written by a good friend of theirs.  This person had been fortunate enough to be mentored by Bob Proctor (The Secret) and shared what Bob had taught him.
This is gold dust … take the time to read …
 
M1 involves trading our time for money.    This is actually what approximately 95 to 96 percent of the population does. This has an inherent problem called “saturation”.

You will eventually run out of time.  Just think about it. You only have so much time and if you are trading your time for money, there will obviously be a ceiling as to what you can earn.  High paid occupationsprofessionals such as doctors, are finally realizing that today. The doctor has to spend more time to earn less money.  So does a laborer.  So does an accountant. So does a lawyer …. chargeable hours are the most important words in a lawyer’s vocabulary. It is the ‘M1’ strategy schools teach us and that we, in most instances, observed our parents’ follow.

Becoming wealthy using the ‘M1’ strategy, comes at the expense of a life. People compromise on the car they drive, the home that they live in, the vacations they take, the schooling they give their children, the clothes they wear.  Why?  Because they need the money to live.

M2 is an excellent strategy.  It involves investing money to earn money. Those who indeed understand it, know that ‘leverage’ is a great way to work the ‘M2’ strategy.  But sadly only three people out of 100 (3%), truly understand it, and some of those aren’t very good at it.

M3 is our favourite.  It is without question, the strategy that wealthy people have always used.  It’s a strategy of ‘leverage’.  Only about 1% of the population uses this strategy, but guess what?   … They earn around 96 percent of all the money that is earned.

So what is ‘M3’?    M3 is multiplying your time through the efforts of others.   This is done by setting up MSI’s (Multiple Sources of Income).

Now, this is what I am now using to build my business – something I admit I should have done from the start.    As an affiliate marketer one can start and steadily build your business too.  This is what I am training and helping others to do.   Once you get to understanding it and applying it, it will work.

I work with partner programs that encourage this method.
Yes, it was a long and very painful learning curve for me and that is why I am determined to help others move in the right direction.
One needs to find what the right thing is for you because a program that works for one may not work for someone else, and therefore not a good idea to push everyone towards one program only.
I’d like to offer an invitation.   If you feel you would like some help in deciding where to start, what the best possible options are for you, please get back to me via FaceBook Chat, Skype call, eMail or text message.   The choice is yours.
(I would offer that you call me
by phone as well but I have a little problem
with my hearing on the phone 🙂 …
getting older see!)

 

Or you are welcome to find our trusted partners whom I recommend and promote below.

Day 

Dailene Ashton (aka Day Ashton)
Internet Marketer & Coach
Email: getworkingwithday@gmail.com
Text:   +44 7795203791
Skype: dayashton1
FaceBook: https://www.facebook.com/day.ashton.freelancewriter4you
 

Here to make Positive Changes for the Future

MyLeadSystemProMastery     – This is an excellent system – Educational & Affiliate programme
Advertising Platform that can earn you money  – A Business You Can Grow, Trust, And Be Proud Of!
Investing in Gold – Investment and Affiliate Options

HOW TO IMPROVE YOUR FUTURE!

Some time back Tom Corley researched and then wrote an excellent article (and a book) about the differing habits between the poor and the rich.   There is a staggering difference between the habits of the two groups.   So much one can learn from.

Just recently Success.com published the article again … 16 Rich Habits.    I have put a copy of this article on this site for a limited period of time only.

You will be amazed at the tips one picks up from this article.  VERY practical and timely.    Practical tips of how to live within your means, the value of reading and/or listening to audio books daily, know your purpose in life, controlling emotions, and so much more.

Take a look now:  http://workwithdayashton.com/16-rich-habits/

Absolutely invaluable information.   The differences between rich and poor appear simple—sometimes almost intuitive—but nonetheless very significant. Once you have read the article, try to aim to take up these habits, and you are virtually guaranteed to become better off.